Financial Information

Students will need an additional $200 to register to take the NCLEX-PN exam.
* Cannot be paid with financial aid.
** Students may purchase these items through the school or on their own.

Tuition and fees are charged by term. If your tuition and fees are not fully covered by financial aid or other funding sources, you have the option of entering into a Payment Plan agreement with IGH which divides each semester balance due into two payments each semester. Our Payment Plan is designed to assist those students who may find it difficult to pay the total tuition bill before the semester begins and/or would like to reduce the amount you need to borrow. The Payment Plan is usually set up during the required post-acceptance financial meeting and carries a $50 fee.

Students who withdraw from the Practical Nursing program before completion may be entitled to a full or partial refund of their institutional costs. (Due to restrictions from the school's suppliers, books and electronics cannot be returned to IGHSPN for credit.)

Any student eligible for a refund who receives Title IV federal financial aid (Pell Grant, Stafford Loan, FPLUS) must have her/his aid recalculated and a portion repaid to the federal government, as mandated by the US Department of Education.

Students who DO NOT receive Title IV federal financial aid are subject to the IGH Refund.

View the full Tuition Refund Procedure

• IGHSPN students are eligible to apply for Federal Pell Grants, Federal Direct student and parent loans, New York State Tuition Assistance Program (TAP) Grants, and RGHA Grants. The IGHSPN Financial Aid Guide will give you detailed information on each program.

• Begin the financial aid application process any time after 10/1/18 by completing the 2018-2019 FREE Application for Federal Student Aid (FAFSA). The FAFSA is your application for ALL of the financial aid programs listed above. Note that the FAFSA asks for 2017 tax information, not 2018. Our federal school code is 015201, listed as "Rochester General-IGHSPN."

• IMMEDIATELY after completing the FAFSA, use the link on the confirmation page to go to the NYS HESC website to complete your TAP application. It, too will ask for 2016 tax information.

• If you live in Monroe County, you may be eligible for a "Training Grant" of up to $5,000, administered by an agency called Rochester Works. Call them at 585-258-3500 for more information and to apply. If you live in a county other than Monroe, call or email Megan Ball for contact information for your county.

• If you are considering borrowing a Federal Direct student or parent loan, you will need to complete (1) a Master Promissory Note, and (2) Entrance Counseling if you have not already completed both to borrow here or at any other school. Go to Studentloans.gov and use the Undergraduate tab on the far left. Neither form commits you to borrowing; the final part of the borrowing process is done through the IGHSPN Financial Aid Office. 

• If you currently have any Federal Stafford Student Loans in default (don't confuse with deferment!) you are not eligible for ANY federal or NYS financial aid. However, you will likely be able to originate a Federal Consolidation Loan at Studentloans.gov (use Repayment and Consolidation tab on the far right) to pay off all of your Stafford loans, including any in default, and become eligible again for financial aid.  Start this NOW because it takes 30-90 days to complete the process. You will find detailed information on the studentloans.gov website. 

All accepted students will be required to meet individually with Megan Ball, the IGHSPN Financial Advisor, at least one month before the first day of class to finalize financial aid applications and/or payment arrangements.  You will leave the meeting with a copy of your Student Account Record detailing the institutional costs of the program; the actual, if available, or estimated financial aid you are eligible for; anything you still need to do to complete your aid application; and the amount and due date of any payment(s) you may owe to the school. A variety of appointment dates and times are available to allow you to have your appointment and thus this information before your acceptance deposit is due.

The four-page IGHSPN Financial Aid Guide contains detailed information about the financial aid programs noted above, as well as federal, NYS, and IGHSPN financial aid policies and procedures.  Also review our Aid at a Glance, which gives a quick overview of the aid programs.

What aid programs are available? Federal Pell Grants, Federal Direct student and parent loans, Rochester General Hospital Association grants, and New York State Tuition Assistance Program (TAP) Grants. 

How do I apply? Complete both the 2018-19 and 2019-20 Free Application for Federal Student Aid (FAFSA) after October 1, 2018. FAFSA school code is 015201 (“Rochester General-Isabella Graham Hart School of Practical Nursing”). Use the "IRS Data Retrieval Tool" within the FAFSA to have the IRS import income information from your tax return into your FAFSA.

TAP Tip: Use the link on the FAFSA confirmation page to complete your TAP application.

Are there other grants I can apply for?

1a. If you live in Monroe County, you may be eligible for a “Training Grant” of up to $5000 administered by a county agency called Rochester Works. Visit Rochester Works Website and look for "Training Grant Information" workshops. Register to attend one and use T11111111 as your Registration Number.

1b. If you live in a county other than Monroe, email Megan Ball NOW for contact information for your county.

2. Search for grants online at fastweb.org and Myscholly.com.

What if I might need a student loan? Go to studentloans.gov and use the Undergraduate tab on the far left to complete (1) a Master Promissory Note and (2) Entrance Counseling if you have not already completed both forms to borrow here or at any other school. Our school name is listed as “Rochester General-IGHSPN”. Neither form commits you to borrowing; the final part of the borrowing process is done through the IGHSPN Financial Aid Office.

Can I get financial aid if I have a student loan in default? No, you are not eligible for ANY federal or NYS financial aid. However, most students are able to originate a Federal Consolidation Loan at studentloans.gov (use Repayment and Consolidation tab on the far right) to pay off all of their Stafford loans, including any in default, and regain eligibility for financial aid. Start NOW because this process takes 30-90 days.

How much aid am I eligible for? Accepted students are required to meet individually with Megan Ball, the IGHSPN Financial Advisor, to determine aid eligibility and/or finalize payment arrangements. You will leave the meeting with a copy of your Student Account Record detailing the costs of the program, the actual or estimated financial aid you are eligible for, the amount and due date of any payment you may owe to the school, and the amount and date of any refund you may be eligible for.

Have questions? Contact Megan Ball via email, or 922-1431.

Students will be charged tuition and fees at the beginning of each term. Payment in full is due two weeks before the first day of each term.  Students with confirmed financial aid will be allowed to defer payment of each term’s charges in this order:

1. Any grant intended solely for tuition
2. NYS Tuition Assistance Program (TAP), VTA
3. GI Bill/VA
4. Federal Pell Grant
5. any other grant received by IGHSPN for student expenses
6. Federal Parent Loan (FPLUS)
7. Federal Subsidized Stafford Student Loan
8. Federal Unsubsidized Stafford Student Loan

Be aware that, regardless of the order in which aid was used to defer payment, financial aid will be credited toward the student’s charges in the order it is received until all charges are paid in full for that term, with the following exception: if funds from TAP, R-AHEC, VA, or WIA (including Rochester Works) have not been received but have been documented at the time that Federal Pell and Direct Loan funds are received, IGHSPN will continue the original deferment against these four sources of aid before crediting the Pell and/or loan(s) to the student’s account.  Any credit balance* (that is, aid that exceeds that term’s charges) will then be paid by check to the student to use toward other education-related expenses, such as transportation, housing, food, clothing, etc.  Payments to students are made no earlier than five weeks after the first day of Semester 1, and no earlier than one week after the first day of all other terms.  If you withdraw before completing the program, your aid will be adjusted in accordance with federal regulations regardless of the order in which your aid was deferred or paid (see “Tuition Refund Procedure").

* Students that are eligible for a NYS TAP grant AND a financial aid refund may have a portion of their refund delayed until the actual TAP funds are received from NYS in the  final 5-7 weeks of each semester.  The delayed amount will be based on the full refund amount the student is due, and the TAP award amount:

The Practical Nursing program has three payment periods: the first two are 450 clock hours and 15 weeks each, the third is 300 hours and ten weeks.

Students must attend/complete all of the hours in the current payment period before they become eligible for the next payment period’s federal financial aid disbursement.  However, excused absences (see definition in “Attendance” section of the current Student Handbook) from class and/or lab that do not exceed 50* hours, and from clinical that do not exceed 15* hours, will count toward that payment period’s total number of completed hours.

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*these are the maximum number of hours that can be missed cumulatively, for the entire program, not just for one payment period